NBFCs are better placed than banks to serve small business and customers. NBFCs act as an institution at the door steps of the needy. The model created by NBFCs in Gold Loan across the country is unparalleled to any financial institutions in the country. These NBFCs have expertise to reach out non-corporate enterprises even when banks are unable to do so. NBFCs are more flexible, faster and innovative.

“Subordinated Debt” is a Debt instrument, which is fully paid up and offers higher rate of interests than bank deposits. It offers good returns to the investors with various interest payout options. The investor can opt for monthly, annually and maturity interest payment options. Subordinated Debt has the power and advantages of compounding returns as per the investment options. Subordinated Debts are meant for smart and long term investments which shall be compensated in terms of higher rates of interests and capital appreciation benefits.

Advantages of Subordinated Debt:

• Monthly, yearly and maturity interest payment options
• Can be redeemed only at maturity
• Compounding benefits
• Doubling scheme is available
• Attractive rates of interests
• Physical certificate is issued to the investors